“Blockchain & account-to-account rails — anchored to instant-payment + stablecoin settlement.”
Money moves over many rails — ACH, RTP, FedNow, UPI, Pix, and increasingly stablecoin settlement under the GENIUS Act framework — each with different cost, speed, finality, and compliance. Teams built a least-cost, least-risk routing engine over a graph of rails.
The problem Money now moves over many rails: ACH, RTP, FedNow, UPI, Pix, and increasingly stablecoin settlement under the new GENIUS Act framework. Each has different cost, speed, finality, and compliance properties, and few tools reason across them to pick the best path. What teams built A least-cost, least-risk routing engine that models A2A and blockchain rails as a graph of counterparties, constraints, and settlement paths, choosing an optimal route and simulating instant confirmation and on/off-ramp for a stablecoin leg. Partner ROI An evidence-based view of multi-rail and stablecoin orchestration, and a prototype for cost takeout versus card interchange. Skills proven Payments rails knowledge, blockchain and stablecoin fundamentals, optimization, graph reasoning, compliance awareness.
GenHax NSF research network
ACH, RTP, FedNow, UPI, Pix, stablecoin settlement, GENIUS Act framework
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Hugo